Bank of America 5.10% CD Interest Rate

Online banking trend continues with Bank of American offering a special online only 4 month maturity high yield CD of 5.10% APY. Here are some of the requirments and offerings in this high yield CD:
# $5,000 minimum to open
# Special online only CD rate – a locked 5.10 APY1
# Short 4-month term
# FDIC Insured

Aside from the 5.10% 4 Month CD, Bank of America is also offering a Risk Free CD Account Service of 4.85% with 9 month maturitty. They called it risk free because you can withdraw the fund from your CD before maturity date without a penality. Of course, with that special treatment you are experiencing a much lower rate and maturity period. The minimum to open is $5,000 and the max amount you can invest is $500,000. Remember that both of these dreals by Bank of America is online only and can only be open through the Bank of America website.

20 Existing Comments

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  1. admin said:
    on May 23rd at 10:10 pm


    How can I open a 4 month CD over the internet?
    # 2 rachel Dec 16th, 2007 at 3:44 am

    These accounts look good for people who want to get a good interest rate but fear that they may need to withdraw the money before the period of the acocunt is over.
    # 3 Bob Honeycutt Mar 25th, 2008 at 2:34 pm

    Please tell me about your 5.10% APY CD. I currently have several CDs with Bank of America that are due to mature in April 2008. However the renewal rate is way below your 5.10% APY.

    A reply will be greatly appreciated.

    Bob Honeycutt
    # 4 John Shisgal May 9th, 2008 at 3:32 pm

    Please tell me were togo to apply for your 5.10% Apy CD.
    Much appreciated, John Shisgal
    # 5 hal lieberman May 12th, 2008 at 4:14 pm

    Bof A customer. How to get CD online?
    Hal Lieberman
    # 6 Cindy Curtis May 20th, 2008 at 8:00 am

    Please tell me more about this 4 month cd at 5.10% Apy.
    Is it through Bank of America?
    How do i go about opening on of these?
    # 7 Dave Ruland May 21st, 2008 at 4:02 pm

    I am intererested in the 4 month 5.10% CD
    # 8 Robert Gamble May 23rd, 2008 at 10:33 am

    Note that the above initial post was before the Fed started cutting interest rates. At the time, the CD was 5.10% APY. Now it’s 2.60% APY. The rate is dependent on what the Fed does.

  2. Paul DeCava said:
    on September 10th at 03:22 am

    Please, a phone number to talk to a real person. Us old timers need this.

    We get overload with rules, limits, times, you get where I am going!!

  3. Petr Grinshpun said:
    on November 9th at 04:01 pm

    How can I open a Bank of America 5.1% CD

  4. Brian Hersom said:
    on December 10th at 06:42 pm

    I have two bank of america accounts.

  5. rita morey said:
    on February 5th at 02:04 pm

    How do I sign up the account for the 5.1% CD online with Bank of America?

  6. W.S. said:
    on February 10th at 10:56 am

    What to know how to open 5.1% CD online

  7. Mary Powers said:
    on February 11th at 09:42 am

    I am interested in how to obtain a 5.10% CD online with Bank of America?

  8. mary said:
    on February 17th at 04:16 pm

    Don’t open a cd at Bank of America. They tried to rip us off 1300 dollars
    and said they that we didn’t come in time to get our money out. Our cd said we had 9 days and they said we had 6 calendar days even though bank wasn’t open 2 of the days. This is in Marietta Ga and they were rude to us and had us in tears. They finally called New Hampshire and basically they were told they were wrong and we finally got all of our money after 2 hours of grief.

  9. Many Hugs said:
    on February 23rd at 03:58 pm


  10. marie said:
    on February 27th at 11:21 am

    You have a typo in your marketing message on the top of this page. How can I trust a Bank that can’t spell?

  11. Bob said:
    on March 13th at 04:27 pm

    Wake up:

    this is not Bank of America. It is a scam site

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