BankUnited is the largest bank headquartered in Florida, with very strong roots and a great local presence. Their slogan is “banks by locals for locals”, reiterating that they an out-and-out community bank.
The financial tools that BankUnited bank makes available for it’s customers are many. They not only take care of immediate financial needs but also help you build your future.
BankUnited Bank’s personal banking is just a keyboard away, with round the clock banking on the internet. Their checking accounts are high performance based. They have a free checking account, with no hidden charges, which is totally free, with no minimum balance requirement. The Diamond checking account rewards good customers with a host of free services, extremely competitive interest rates, a good bonus rate, and the best CD rates. All it takes is $100 to open this account. The Interest checking account provides the best money market rates and discounts on consumer loans, with issuance of travelers checks too at no cost to the customer. The senior citizens need not fret as the 50 Plus checking accounts come to their aid, with discounts on residential mortgage closing costs and discounts of safety deposit boxes to just name a few benefits.
The savings accounts of BankUnited Bank help customers reach their goals whether they are saving for their child’s future or for a dream home. They offer competitive interest rates and expect minimum balance to be maintained. The money market accounts are even better than any savings account, with great money market rates. The money market accounts allow for instant access to your hard earned money from anywhere. This bank provides one of the best money market facilities with a minimum opening balance and no monthly maintenance.
For a customer looking for higher interest rates than a savings account, a Certificate of Deposit is a wonderful alternative, with the ability to choose either short-term or long-term, anywhere from 30 days to five years. The minimum balance requirement is very affordable and you are given the best CD rates, the CD rates being higher the longer the term. Rest assured these funds are insured by FDIC, to provide security to the customers.
BankUnited Bank helps in securing your retirement, with the traditional or Roth IRAs. They lend a hand in building up savings slowly but steadily for the post retirement golden years. The bank’s tax advisors are at your service to explain the regulations governing the withdrawal of IRAs.
Personal loans, investments, retirement planning, savings and IRA’s, personal planning, and small business needs are just a branch away.
Whatever the type of loan you are looking for, BankUnited Bank has everything in place. All you need to do is look at the requirement, and choose from mortgage loans, auto loans, home equity lines and loans, personal loans, and business loans.
BankUnited Bank Financial Services (BUFS) is created to help customers choose the right type of investment. The investment representatives are specially trained to analyze any financial situation and offer the perfect investment advice. If the customer wishes to choose his own investments, a whole range of fixed and variable annuities and mutual funds are offered to maximize the potential for investment.
Now we come to the very special and novel feature offered by BankUnited Bank, Check 21 facility. For those of you that are not familiar with it, it is the Check Clearing for the 21st Century Act, commonly known as Check 21. It gives the same legal standing for substitute checks as that of original checks. The benefits of Check 21 include facilitating check truncation by authorizing the use of substitute checks instead of originals, to mandate receipt of checks in electronic form, and to improve the efficiency in the payment system. Imagine being able to submit checks electronically when not in a position to submit original checks. The benefits are immense and more details on how this works can be availed from the helpful representatives of BankUnited Bank.
BankUnited Bank’s range of personalized credit cards are acceptable worldwide and provide instant cash access. All credit card transaction details and account information is available online.
Internet banking does not begin only when the bank doors close, it is always open any time of the day or night for customers looking to access their various accounts of make payments online from the comfort of their offices or homes, or even their hotel rooms from anywhere in the world. Viewing accounts, transferring funds, reconciliation of accounts, downloading the accounts, payment of monthly bills, schedule recurring payments, and tracking expenses are just few of the things that can be done with BankUnited Bank’s online banking.
After having stated the above, need I say that the customer service area of the bank is as well taken care of as the other areas are. Getting the whole financial mess cleared and organizing one’s life in a proper manner cannot get any better than BankUnited Bank.
Talk about banking in style!
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