Key Bank CD (Certificate of Deposit) Rates

Posted in CD Rates by OSA Watch
April 16, 2008 01:13 AM - 1 Comment

Looking for the ultimate CD annual percentage yield? KeyDirect is offering a 10 year 5.70% APY Certificate of Deposit. This 10 year CD is the highest CD rates in today’s competitive CD rates market. The minimum deposit on this CD is $5,000, and this is also available as an IRA certificate. This CD is available nationwide with the exception of 13 states, and you can only apply via phone, mail or online. KeyDirect, a member of FDIC, was give the Top Tier Award by Bankrate.com for consistently offering the top 100 highest yield APY accounts.

The reason for this high CD rate is obviously the Certificate of Deposit period. CD rate period longer than 12 month usually have a high CD annual percentage yield, not to mention this CD is 120 months. Certificate of Deposit amounts should be always kept under FDIC limits of $100,000, and for customers that have already opened a deposit account within the last 90 days, it’s always beneficial to review the disclosures provided.

For more information, you can always check out KeyDirect’s Certificate of Deposit homepage.

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  1. admin said:
    on May 23rd at 10:13 pm

    # catzer Nov 15th, 2007 at 5:00 am

    i hope Keydirect can come with a good package on APY certificate of deposit soon. I afraid this package no longer available when im ready to do so :(
    # 2 Meet Nov 15th, 2007 at 5:07 am

    Thats a nice plan from Keydirect.
    I am surely going to buy a CD from Keydirect.
    Thanks for the update :)
    # 3 Paul Nov 15th, 2007 at 6:20 am

    KeyDirect offering of 5.70% APY for 10 yrs. looks great for young professionals. This CD is available nationwide with the exception of 13 states i.e. (AK, CO, ID, IN, KY, ME, MI, NY, OH, OR, UT, VT, or WA). KeyBank is based in Cleveland, Ohio and has been FDIC insured since 1956.(FDIC Certificate #17534). So if you REALLY want to save money, better start saving NOW.
    # 4 lalit nagrath Nov 15th, 2007 at 7:10 am

    keyring is best and viable option available in the Present market.
    and the biggest plus point is the ease of order
    their CC is 1-800-872-5553.
    must give it a shot ,Thanks for the info
    # 5 Stubby Nov 16th, 2007 at 2:13 pm

    KeyDirect is Fantastic. The Customer service is on a whole new level of standard. Even if the rates were lower I would bank with them, just for the piece of mind that when I call, I will be taken care of by “my” Trusted Advisor! 3 thumbs up!
    # 6 Roger Nov 16th, 2007 at 2:15 pm

    I recently dealt with a rep named Heather and she was the cats pajamas! Very smooth and effective, has a good knack for the banking industry. I will continue banking with KeyDirect until death do us part!
    # 7 safa786 Dec 15th, 2007 at 8:05 pm

    KeyDirect offering of 5.70% APY for 10 yrs. fantastic plan
    # 8 Neotrepreneur Dec 15th, 2007 at 10:13 pm

    Those are some great rates O_O
    # 9 rachel Dec 16th, 2007 at 3:36 am

    This sounds good and I assume that the interest rate is fixed for the 10 year period. This is a long time and I predict that interest rates will rise significantly over this period so I might be inclined to go for an account where the interest rate is variable to take advantage of this.

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