OneUnited Bank is currently offering the best savings account at 5.30% APY with an interest rate of 5.20%. The minimum deposit amount is $1,000 to open with interest on savings compounded and credited quarterly. You can deposit through ACH transfer, mail in a check or deposit in any of OneUniteid Brank branch locations.
This FDIC insured E-Savings Account has no monthly maintenance fees. However, this rule doesn’t apply when you are depositing a checking into an account with insufficient funds.
One of the great things about this savings account besides the 5.30% APY is that OneUnited Bank gives you access to over 5,000 surcharges free ATM locations nationwide through the FastBank and SUM networks. Customers can also withdraw funds online by simply registering online banking and doing a simple funds transfer.
For more information and instructions on how to apply, please visit OneUnited Bank’s E-Savings account homepage.
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